Membership

Rates & Fees

Forms Download

Funds Availability

RATES FOR DECEMBER 2020

LOAN RATES

*PLEASE NOTE: YOUR RATE OF INTEREST MAY DIFFER DUE TO YOUR CREDIT SCORE.

 

PERSONAL LOAN

6.99% APR*

 

EDUCATION LOANS

6.00% APR

 

SHARE SECURED LOANS

3.20 % APR

 

NEW VEHICLE LOAN

3.99% APR*

 

 

USED VEHICLE LOAN

  

5.99% APR*

 

 

 

 

 

REGULAR SHARES

0.20% APR 0.20% APY

SHARE CERTIFICATES

CERTIFICATE MINIMUM: $ 10,000.

6 MONTH SHARE CERTIFICATE

0.50% APR 0.50% APY

12 MONTH SHARE CERTIFICATE

0.75% APR 0.76% APY

ALL SHARE ACCOUNTS ARE FULLY INSURED UP TO $250,000.

PER ACCOUNT BY THE NATIONAL CREDIT UNION ADMINISTRATION

* On vehicle loans, we will beat a lower rate

offered by the dealership or

another financial institution

down to 1.99% !! *

Products & Services

Northeastern CT Healthcare Credit Union, Inc. offers low rates and flexible terms for many of your personal finance needs! 

Easy To Apply!

1. Printable loan applications are available here

 

2. Stop by our office located inside Day Kimball Hospital

  

3. Email us or call (860) 928-2347 to set up an appointment

Attention All Applicants

  • $50 application fee added to the loan or paid from shares

  • Proof of ALL income must be provided with application: current pay stubs, W-2, proof of rental income, and child support or income tax returns for self-employed individuals

  • A credit check is done on all applicants.  The rate of interest on your loan will be determined by your credit score and history

  • Minimum age to apply for a loan is 18 years old

  • All applicants must appear at the Credit Union to sign the loan agreement after approval

FEE SCHEDULE:

CHECKS ISSUED TO THIRD PARTIES: $ 1.00 PER CHECK

CHECKS MAILED TO THIRD PARTIES: $ 1.00 PER CHECK
INACTIVE ACCOUNT FEES: $ 5.00 PER MONTH
RETURN CHECK FEE: $ 20.00 PER OCCURRENCE

LATE LOAN PAYMENT FEE: $ 30.00 AFTER THE 10th OF THE MONTH
STOP PAYMENT FEE: $ 34.00 PER OCCURRENCE
LOAN APPLICATION FEE (NON-REFUNDABLE): $ 50.00 PER LOAN APPLICATION

 

You can contact us at
(860) 928-2347
Located Inside
Day Kimball Hospital
320 Pomfret Street
Putnam, CT 06260
HOURS OF OPERATION: 
Monday
Tuesday
Wednesday
Thursday
Friday
11 am - 3 pm
  7 am - 3 pm
11 am - 3 pm
11 am - 3 pm
11 am - 3 pm
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA a U.S. Government Agency.

© 2017 NE CT Healthcare Credit Union. Designed by Inspire Marketing Group.