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CURRENT RATES

*Rates subject to change

REGULAR SHARES

(SAVINGS)

0.10% APY

SHARE CERTIFICATES

3 MONTH 

   1.00% APY  

6 MONTH

4.00% APY

12 MONTH

   3.75% APY  

18 MONTH

3.50% APY

24 MONTH

   3.25% APY  

36 MONTH

2.75% APY

ALL SHARE ACCOUNTS ARE FULLY INSURED UP TO $250,000. PER ACCOUNT

BY THE NATIONAL CREDIT UNION ADMINISTRATION

LOAN RATES

 

PERSONAL LOAN

  As low as  8.49% APR

SHARE SECURED LOANS

3.10% APR

       NEW & USED VEHICLE LOAN         

1 - 3 years

As low as  5.75% APR

4 years

As low as  5.85% APR

5 years

As low as  5.99% APR

6 years

($20,000 minimum)

As low as   6.15% APR

7 years

($30,000 minimum)

As low as  6.25% APR

8 years 

($50,000 minimum)

As low as  6.49% APR

 

NOTE : Used vehicle maximum term based on age of vehicle

* These rates are available to qualified borrowers; actual rate may vary due to credit worthiness.

Attention All Applicants

  • Click here for a loan application

  • Proof of all income must be provided with application: current pay stubs, W-2, proof of rental income, and child support or income tax returns for self-employed individuals

  • A credit check is done on all applicants.  The rate of interest on your loan will be determined by your credit score and history

  • Minimum age to apply for a loan is 18 years old

FEE SCHEDULE:

CHECKS ISSUED TO THIRD PARTIES: $ 1.00 PER CHECK

CHECKS MAILED TO THIRD PARTIES: $ 1.00 PER CHECK
INACTIVE ACCOUNT FEES: $ 5.00 PER MONTH
RETURN CHECK FEE: $ 20.00 PER OCCURRENCE

LATE LOAN PAYMENT FEE: $ 30.00 AFTER THE 10th OF THE MONTH
STOP PAYMENT FEE: $ 34.00 PER OCCURRENCE

 

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