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320 Pomfret St. Putnam, CT 06260
RATES FOR OCTOBER 2023
LOAN RATES
Membership
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Funds Availability
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*PLEASE NOTE: Annual Percentage Rate (APR) subject to change without notice.
Advertised APR based on a credit score of 680 or higher. Your rate of interest may differ due to credit score.
PERSONAL LOAN
Maximum $20,000.
As low as 8.99% APR*
EDUCATION LOANS
6.00% APR
SHARE SECURED LOANS
3.10 % APR
NEW VEHICLE LOAN
Up to 84 months
As low as 5.99% APR*
USED VEHICLE LOAN
As low as 7.99% APR*
** FYI :: On vehicle loans, we will beat a
lower rate offered by the dealership or
another financial institution by 0.10% !! **
REGULAR SHARES
0.10% APR 0.10% APY
SHARE CERTIFICATES
CERTIFICATE MINIMUM: $ 10,000.
*** SPECIALS ***
9 MONTH SHARE CERTIFICATE
3.50% APR 3.56% APY
13 MONTH SHARE CERTIFICATE
4.00% APR 4.07% APY
ALL SHARE ACCOUNTS ARE FULLY INSURED UP TO $250,000. PER ACCOUNT
BY THE NATIONAL CREDIT UNION ADMINISTRATION
Products & Services
Northeastern CT Healthcare Credit Union, Inc. offers low rates and flexible terms for many of your personal finance needs!
Easy To Apply!
1. Printable loan applications are available here
2. Stop by our office located inside Day Kimball Hospital
3. Email us or call (860) 928-2347 to set up an appointment
Attention All Applicants
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$50 application fee added to the loan or paid from shares
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Proof of ALL income must be provided with application: current pay stubs, W-2, proof of rental income, and child support or income tax returns for self-employed individuals
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A credit check is done on all applicants. The rate of interest on your loan will be determined by your credit score and history
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Minimum age to apply for a loan is 18 years old
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All applicants must appear at the Credit Union to sign the loan agreement after approval
FEE SCHEDULE:
CHECKS ISSUED TO THIRD PARTIES: $ 1.00 PER CHECK
CHECKS MAILED TO THIRD PARTIES: $ 1.00 PER CHECK
INACTIVE ACCOUNT FEES: $ 5.00 PER MONTH
RETURN CHECK FEE: $ 20.00 PER OCCURRENCE
LATE LOAN PAYMENT FEE: $ 30.00 AFTER THE 10th OF THE MONTH
STOP PAYMENT FEE: $ 34.00 PER OCCURRENCE
LOAN APPLICATION FEE (NON-REFUNDABLE): $ 50.00 PER LOAN APPLICATION