Rates & Fees
RATES FOR DECEMBER 2020
*PLEASE NOTE: YOUR RATE OF INTEREST MAY DIFFER DUE TO YOUR CREDIT SCORE.
SHARE SECURED LOANS
3.20 % APR
NEW VEHICLE LOAN
USED VEHICLE LOAN
0.20% APR 0.20% APY
CERTIFICATE MINIMUM: $ 10,000.
6 MONTH SHARE CERTIFICATE
0.50% APR 0.50% APY
12 MONTH SHARE CERTIFICATE
0.75% APR 0.76% APY
ALL SHARE ACCOUNTS ARE FULLY INSURED UP TO $250,000.
PER ACCOUNT BY THE NATIONAL CREDIT UNION ADMINISTRATION
* On vehicle loans, we will beat a lower rate
offered by the dealership or
another financial institution
down to 1.99% !! *
Products & Services
Northeastern CT Healthcare Credit Union, Inc. offers low rates and flexible terms for many of your personal finance needs!
Easy To Apply!
1. Printable loan applications are available here
2. Stop by our office located inside Day Kimball Hospital
3. Email us or call (860) 928-2347 to set up an appointment
Attention All Applicants
$50 application fee added to the loan or paid from shares
Proof of ALL income must be provided with application: current pay stubs, W-2, proof of rental income, and child support or income tax returns for self-employed individuals
A credit check is done on all applicants. The rate of interest on your loan will be determined by your credit score and history
Minimum age to apply for a loan is 18 years old
All applicants must appear at the Credit Union to sign the loan agreement after approval
CHECKS ISSUED TO THIRD PARTIES: $ 1.00 PER CHECK
CHECKS MAILED TO THIRD PARTIES: $ 1.00 PER CHECK
INACTIVE ACCOUNT FEES: $ 5.00 PER MONTH
RETURN CHECK FEE: $ 20.00 PER OCCURRENCE
LATE LOAN PAYMENT FEE: $ 30.00 AFTER THE 10th OF THE MONTH
STOP PAYMENT FEE: $ 34.00 PER OCCURRENCE
LOAN APPLICATION FEE (NON-REFUNDABLE): $ 50.00 PER LOAN APPLICATION