RATES FOR OCTOBER 2023
*PLEASE NOTE: Annual Percentage Rate (APR) subject to change without notice.
Advertised APR based on a credit score of 680 or higher. Your rate of interest may differ due to credit score.
As low as 8.99% APR*
SHARE SECURED LOANS
3.10 % APR
NEW VEHICLE LOAN
Up to 84 months
As low as 5.99% APR*
USED VEHICLE LOAN
As low as 7.99% APR*
** FYI :: On vehicle loans, we will beat a
lower rate offered by the dealership or
another financial institution by 0.10% !! **
0.10% APR 0.10% APY
CERTIFICATE MINIMUM: $ 10,000.
*** SPECIALS ***
9 MONTH SHARE CERTIFICATE
3.50% APR 3.56% APY
13 MONTH SHARE CERTIFICATE
4.00% APR 4.07% APY
ALL SHARE ACCOUNTS ARE FULLY INSURED UP TO $250,000. PER ACCOUNT
BY THE NATIONAL CREDIT UNION ADMINISTRATION
Products & Services
Northeastern CT Healthcare Credit Union, Inc. offers low rates and flexible terms for many of your personal finance needs!
Easy To Apply!
Attention All Applicants
$50 application fee added to the loan or paid from shares
Proof of ALL income must be provided with application: current pay stubs, W-2, proof of rental income, and child support or income tax returns for self-employed individuals
A credit check is done on all applicants. The rate of interest on your loan will be determined by your credit score and history
Minimum age to apply for a loan is 18 years old
All applicants must appear at the Credit Union to sign the loan agreement after approval
CHECKS ISSUED TO THIRD PARTIES: $ 1.00 PER CHECK
CHECKS MAILED TO THIRD PARTIES: $ 1.00 PER CHECK
INACTIVE ACCOUNT FEES: $ 5.00 PER MONTH
RETURN CHECK FEE: $ 20.00 PER OCCURRENCE
LATE LOAN PAYMENT FEE: $ 30.00 AFTER THE 10th OF THE MONTH
STOP PAYMENT FEE: $ 34.00 PER OCCURRENCE
LOAN APPLICATION FEE (NON-REFUNDABLE): $ 50.00 PER LOAN APPLICATION