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RATES FOR MARCH 2024
LOAN RATES

Membership

Forms Download

Funds Availability

Contact Us

*PLEASE NOTE: Annual Percentage Rate (APR) subject to change without notice. 
Advertised APR based on a credit score of 680 or higher. Your rate of interest may differ due to credit score.

 

PERSONAL LOAN

Maximum $20,000.

  As low as  9.99% APR*

 

 

EDUCATION LOANS

Maximum $10,000 Annually

6.00% APR

 

SHARE SECURED LOANS

3.10 % APR

 

NEW VEHICLE LOAN

Up to 84 months

As low as 6.99% APR*

 

 

 

USED VEHICLE LOAN

  Up to 72 months

  As low as  8.99% APR*

 

 

 

 

** FYI :: On vehicle loans, we will beat a

lower rate offered by the dealership or

another financial institution by 0.10% !! **

 

REGULAR SHARES

0.10% APR   0.10% APY

SHARE CERTIFICATES

CERTIFICATE MINIMUM: $ 10,000.

9 MONTH SHARE CERTIFICATE

   3.50% APR   3.56% APY  

13 MONTH SHARE CERTIFICATE

4.00% APR   4.07% APY

ALL SHARE ACCOUNTS ARE FULLY INSURED UP TO $250,000. PER ACCOUNT

BY THE NATIONAL CREDIT UNION ADMINISTRATION

Products & Services

Northeastern CT Healthcare Credit Union, Inc. offers low rates and flexible terms for many of your personal finance needs! 

Easy To Apply!

1. Printable loan applications are available here

 

2. Stop by our office located inside Day Kimball Hospital

  

3. Email us or call (860) 928-2347 to set up an appointment

Attention All Applicants

  • $50 application fee added to the loan or paid from shares

  • Proof of ALL income must be provided with application: current pay stubs, W-2, proof of rental income, and child support or income tax returns for self-employed individuals

  • A credit check is done on all applicants.  The rate of interest on your loan will be determined by your credit score and history

  • Minimum age to apply for a loan is 18 years old

  • All applicants must appear at the Credit Union to sign the loan agreement after approval

FEE SCHEDULE:

CHECKS ISSUED TO THIRD PARTIES: $ 1.00 PER CHECK

CHECKS MAILED TO THIRD PARTIES: $ 1.00 PER CHECK
INACTIVE ACCOUNT FEES: $ 5.00 PER MONTH
RETURN CHECK FEE: $ 20.00 PER OCCURRENCE

LATE LOAN PAYMENT FEE: $ 30.00 AFTER THE 10th OF THE MONTH
STOP PAYMENT FEE: $ 34.00 PER OCCURRENCE
LOAN APPLICATION FEE (NON-REFUNDABLE): $ 50.00 PER LOAN APPLICATION

 

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