RATES FOR APRIL 2024
REGULAR SHARES
(SAVINGS)
0.10% APY
SHARE CERTIFICATES
3 MONTH
1.00% APY
6 MONTH
4.00% APY
12 MONTH
3.75% APY
18 MONTH
3.50% APY
24 MONTH
3.25% APY
36 MONTH
2.75% APY
ALL SHARE ACCOUNTS ARE FULLY INSURED UP TO $250,000. PER ACCOUNT
BY THE NATIONAL CREDIT UNION ADMINISTRATION
LOAN RATES
PERSONAL LOAN
As low as 8.49% APR
SHARE SECURED LOANS
3.10% APR
NEW & USED VEHICLE LOAN
1 - 3 years
As low as 5.75% APR
4 years
As low as 5.85% APR
5 years
As low as 5.99% APR
6 years
($20,000 minimum)
As low as 6.15% APR
7 years
($30,000 minimum)
As low as 6.25% APR
8 years
($50,000 minimum)
As low as 6.49% APR
NOTE : Used vehicle maximum term based on age of vehicle
* These rates are available to qualified borrowers; actual rate may vary due to credit worthiness.
Attention All Applicants
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Proof of all income must be provided with application: current pay stubs, W-2, proof of rental income, and child support or income tax returns for self-employed individuals
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A credit check is done on all applicants. The rate of interest on your loan will be determined by your credit score and history
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Minimum age to apply for a loan is 18 years old
FEE SCHEDULE:
CHECKS ISSUED TO THIRD PARTIES: $ 1.00 PER CHECK
CHECKS MAILED TO THIRD PARTIES: $ 1.00 PER CHECK
INACTIVE ACCOUNT FEES: $ 5.00 PER MONTH
RETURN CHECK FEE: $ 20.00 PER OCCURRENCE
LATE LOAN PAYMENT FEE: $ 30.00 AFTER THE 10th OF THE MONTH
STOP PAYMENT FEE: $ 34.00 PER OCCURRENCE